Financial emergencies are always uncalled.. No one plan for the broken finances and different people ruin their score in different ways. However, a streak of human psychology functions alike for those suffering with relentless cash shortages and one begins to plan for payday loans no credit check whatsoever and save the score as much as possible!

To find no credit check payday loans is neither practical nor advisable for your credit health. As per Financial Conduct Authority or FCA, which is the conduct regulator for financial firms in the UK a lender cannot offer ‘no credit check loan.’ It is illegal to offer loan without accessing a borrower’s affordability as this can be hazardous to a person’s credit health in future.

So when you look for payday loans in the UK no credit check should not be the deciding factor for drawing a loan. Instead, you should look for soft credit check loans.


Every time you apply for a loan, the lender pulls out your credit report from one of the leading credit reference agencies to access your credit health. Based on your credit score, the lender decides to accept or reject the application.

When your application is rejected, it is marked on your report, which further makes you potentially ineligible for loan by another lender as well. All the hard queries are marked on the report. The queries, which are not marked on the report are called soft queries. When you yourself pull out your report from the credit bureau, it is considered as a soft query.

With ailing credit health, it is important that you ensure that further hard queries are not made on your report. Neither you want the lender to reject your application, nor do you want to see the footprints on the report.

In both the cases, we at Loan Princess can help you.


  1. We help you avail a soft credit check payday loan.
  2. Payday loans are emergency loans. We ensure that you avail the required loans as soon as you want.
  3. We work only as per the FCA guidelines. We base our opinion only on the data collected from the reliable lenders.
  4. We help you make the right assessment of your credit situation so that you advance after complete pre-thought.
  5. Our idea is never to sell a pricey loan.
  6. After assessing your credit situation we brief you about the available credit products according to your credit score.

Example Apr

We compare loans that can be paid back over between 1 and 25 years. The APR interest rate you’ll be charged depends on your personal circumstances, and will be between 3.2% and 99.9%.
This is a representative example of what it may cost: a loan of £7,500 over 60 months at 3.3% APR would equate to monthly repayments of £135.60, and the total cost of the loan that you pay back would be £8,136.22.
Warning: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK
Credit subject to status & affordability assessment by Lenders.
Loan Princess is a credit broker and not a lender