How to find a loan without damaging your credit rating

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12 Months Loan

There’s a lot of confusion surrounding what credit ratings actually are and how they’re put together. Given that, for many families and individuals in the UK, access to credit is vitally important and given that our credit rating heavily influences our access to credit, it’s no surprise that many people worry about whether they will […]

Personal Loans

12-Month Loans: How Right Are These?

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12 month loan

Definition A 12-month loan is more likely to fall into the division of instalment loans under the section of unsecured loans. It is also known as “personal loan” or “long-term loan”. In a 12-month loan, the borrower receives a loan from a lender for a specific amount of money to be repaid within 12 months. […]